Our focus areas

Our sustainability work focuses mainly on social responsibility and governance-related matters – as these are the areas where our impact, and potential risks, are greatest. Environmental aspects are addressed where relevant across our operations.

Promoting financial stability

When we acquire portfolios of non-performing consumer and small business loans from banks across Europe, we mitigate credit risk in the European banking system.

Read how in our sustainability report

A more inclusive financial system

We support borrowers with defaulted debt by seeking to agree on long-term sustainable repayment plans based on their capacity and circumstances.

Read more in our sustainability report

Climate impact

We take climate impact into account in our decisions where relevant, for example when choosing office premises and in business travel.

See our most recent climate report

Our CSRD-report

We report on our sustainability work in accordance with the EU sustainability reporting requirements (CSRD) and the European Standards on Sustainability Reporting (ESRS). Our reporting covers our entire value chain and is based on a double materiality analysis, including Risks, Opportunities and Impacts (IROs).